Terms of Service

InsiderPulse is operated by Ayse Burcu Aytekin, based in Ontario, Canada. These terms are an agreement between you and the operator.

InsiderPulse aggregates and analyses publicly filed SEC Form 4 insider transaction reports, Form 8-K material event filings, Federal Reserve press releases and public market news. It presents that public information with derived statistics such as cluster-buy detection and conviction scoring.

Data is provided "as is" and "as available". It originates from third parties (SEC EDGAR, the Federal Reserve, market news feeds and price providers) and may be delayed, incomplete, mis-parsed or wrong. Form 4 filings themselves lag the underlying trade by up to two business days.

We do not guarantee uptime, accuracy, completeness or timeliness, and we may change, suspend or discontinue any part of the service at any time.

You must provide an accurate email address and are responsible for activity under your account. You must be old enough to form a binding contract in your jurisdiction. We may suspend accounts that abuse the service, attempt to circumvent access controls, or place unreasonable load on our infrastructure.

Paid subscriptions are not currently being sold. Pro features are available during early access at no charge, no payment method is collected, and no subscription is created. When billing opens, Pro will be offered at $45/month or $300/year, and the terms below will apply from that point.

Subscriptions renew automatically until cancelled. You can cancel at any time from the billing portal; access continues until the end of the period you have already paid for.

We do not store your card details — payment information is handled entirely by Stripe. Except where required by law, payments are non-refundable, though we will consider reasonable requests. We may change pricing with notice before your next renewal.

You agree not to:

• scrape, republish or resell the data or derived analytics in bulk;
• share account credentials or circumvent paywalls and rate limits;
• use the service to manipulate markets or in violation of securities law;
• attempt to disrupt, overload or reverse-engineer the service.

The underlying filings are public records and belong to no one. The interface, the derived scoring methodology and the presentation of the data are ours.

To the maximum extent permitted by law, InsiderPulse is not liable for any trading losses, lost profits, or indirect, incidental, special or consequential damages arising from your use of the service. Our total aggregate liability is limited to the amount you paid us in the twelve months preceding the claim.

Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.

These terms are governed by the laws of Ontario, Canada and the federal laws of Canada applicable there, without regard to conflict-of-law rules. Nothing in these terms limits any non-waivable consumer rights you hold under the law of the place where you live.

We may update these terms; material changes will be announced in the app or by email. Continued use after changes take effect constitutes acceptance. Questions go to danhobobo2@gmail.com.